Luciano Cohan

This dataset includes Charge-off and Delinquency Rates compiled from the quarterly FFIEC. The charge-off and delinquency rates presented on the Federal Reserve Board's web site are calculated from data available in the Report of Condition and Income (Call Report), filed each quarter by all commercial banks. 
Charge-off rates for any category of loan are defined as the flow of a bank's net charge-offs (gross charge-offs minus recoveries) during a quarter divided by the average level of its loans outstanding over that quarter.
The delinquency rate for any loan category is the ratio of the dollar amount of a bank's delinquent loans in that category to the dollar amount of total loans outstanding in that category. Delinquent loans are reported on schedule RC-N and total loans on schedule RC-C.

Date

country

Charge - Off & Delinquency Rates

Board of Governors of the Federal Reserve System (FED)

Alphacast

Charge-offs - Annualized rate - Not seasonally adjusted - Agricultural loans

Charge-offs - Annualized rate - Not seasonally adjusted - All consumer loans

Charge-offs - Annualized rate - Not seasonally adjusted - All loans and leases

Charge-offs - Annualized rate - Not seasonally adjusted - All real estate loans

Charge-offs - Annualized rate - Not seasonally adjusted - Commercial and industrial loans

Charge-offs - Annualized rate - Not seasonally adjusted - Commercial real estate loans

Charge-offs - Annualized rate - Not seasonally adjusted - Consumer credit card loans

Charge-offs - Annualized rate - Not seasonally adjusted - Consumer loans other than credit cards

Charge-offs - Annualized rate - Not seasonally adjusted - Farmland loans

Charge-offs - Annualized rate - Not seasonally adjusted - Leases

Charge-offs - Annualized rate - Not seasonally adjusted - Residential real estate loans

Charge-offs - Annualized rate - Seasonally adjusted - Agricultural loans

Charge-offs - Annualized rate - Seasonally adjusted - All consumer loans

Charge-offs - Annualized rate - Seasonally adjusted - All loans and leases

Charge-offs - Annualized rate - Seasonally adjusted - All real estate loans

Charge-offs - Annualized rate - Seasonally adjusted - Commercial and industrial loans

Charge-offs - Annualized rate - Seasonally adjusted - Commercial real estate loans

Charge-offs - Annualized rate - Seasonally adjusted - Consumer credit card loans

Charge-offs - Annualized rate - Seasonally adjusted - Consumer loans other than credit cards

Charge-offs - Annualized rate - Seasonally adjusted - Farmland loans

Charge-offs - Annualized rate - Seasonally adjusted - Leases

Charge-offs - Annualized rate - Seasonally adjusted - Residential real estate loans

Charge-offs - Denominator (loan volume) - Not seasonally adjusted - Agricultural loans

Charge-offs - Denominator (loan volume) - Not seasonally adjusted - All consumer loans

Charge-offs - Denominator (loan volume) - Not seasonally adjusted - All loans and leases

Charge-offs - Denominator (loan volume) - Not seasonally adjusted - All real estate loans

Charge-offs - Denominator (loan volume) - Not seasonally adjusted - Commercial and industrial loans

Charge-offs - Denominator (loan volume) - Not seasonally adjusted - Commercial real estate loans

Charge-offs - Denominator (loan volume) - Not seasonally adjusted - Consumer credit card loans

Charge-offs - Denominator (loan volume) - Not seasonally adjusted - Consumer loans other than credit cards

Charge-offs - Denominator (loan volume) - Not seasonally adjusted - Farmland loans

Charge-offs - Denominator (loan volume) - Not seasonally adjusted - Leases

Charge-offs - Denominator (loan volume) - Not seasonally adjusted - Residential real estate loans

Charge-offs - Numerator - Not seasonally adjusted - Agricultural loans

Charge-offs - Numerator - Not seasonally adjusted - All consumer loans

Charge-offs - Numerator - Not seasonally adjusted - All loans and leases

Charge-offs - Numerator - Not seasonally adjusted - All real estate loans

Charge-offs - Numerator - Not seasonally adjusted - Commercial and industrial loans

Charge-offs - Numerator - Not seasonally adjusted - Commercial real estate loans

Charge-offs - Numerator - Not seasonally adjusted - Consumer credit card loans

Charge-offs - Numerator - Not seasonally adjusted - Consumer loans other than credit cards

Charge-offs - Numerator - Not seasonally adjusted - Farmland loans

Charge-offs - Numerator - Not seasonally adjusted - Leases

Charge-offs - Numerator - Not seasonally adjusted - Residential real estate loans

Delinquencies - Annualized rate - Not seasonally adjusted - Agricultural loans

Delinquencies - Annualized rate - Not seasonally adjusted - All consumer loans

Delinquencies - Annualized rate - Not seasonally adjusted - All loans and leases

Delinquencies - Annualized rate - Not seasonally adjusted - All real estate loans

Delinquencies - Annualized rate - Not seasonally adjusted - Commercial and industrial loans

Delinquencies - Annualized rate - Not seasonally adjusted - Commercial real estate loans

Delinquencies - Annualized rate - Not seasonally adjusted - Consumer credit card loans

Delinquencies - Annualized rate - Not seasonally adjusted - Consumer loans other than credit cards

Delinquencies - Annualized rate - Not seasonally adjusted - Farmland loans

Delinquencies - Annualized rate - Not seasonally adjusted - Leases

Delinquencies - Annualized rate - Not seasonally adjusted - Residential real estate loans

Delinquencies - Annualized rate - Seasonally adjusted - Agricultural loans

Delinquencies - Annualized rate - Seasonally adjusted - All consumer loans

Delinquencies - Annualized rate - Seasonally adjusted - All loans and leases

Delinquencies - Annualized rate - Seasonally adjusted - All real estate loans

Delinquencies - Annualized rate - Seasonally adjusted - Commercial and industrial loans

Delinquencies - Annualized rate - Seasonally adjusted - Commercial real estate loans

Delinquencies - Annualized rate - Seasonally adjusted - Consumer credit card loans

Delinquencies - Annualized rate - Seasonally adjusted - Consumer loans other than credit cards

Delinquencies - Annualized rate - Seasonally adjusted - Farmland loans

Delinquencies - Annualized rate - Seasonally adjusted - Leases

Delinquencies - Annualized rate - Seasonally adjusted - Residential real estate loans

Delinquencies - Denominator (loan volume) - Not seasonally adjusted - Agricultural loans

Delinquencies - Denominator (loan volume) - Not seasonally adjusted - All consumer loans

Delinquencies - Denominator (loan volume) - Not seasonally adjusted - All loans and leases

Delinquencies - Denominator (loan volume) - Not seasonally adjusted - All real estate loans

Delinquencies - Denominator (loan volume) - Not seasonally adjusted - Commercial and industrial loans

Delinquencies - Denominator (loan volume) - Not seasonally adjusted - Commercial real estate loans

Delinquencies - Denominator (loan volume) - Not seasonally adjusted - Consumer credit card loans

Delinquencies - Denominator (loan volume) - Not seasonally adjusted - Consumer loans other than credit cards

Delinquencies - Denominator (loan volume) - Not seasonally adjusted - Farmland loans

Delinquencies - Denominator (loan volume) - Not seasonally adjusted - Leases

Delinquencies - Denominator (loan volume) - Not seasonally adjusted - Residential real estate loans

Delinquencies - Numerator - Not seasonally adjusted - Agricultural loans

Delinquencies - Numerator - Not seasonally adjusted - All consumer loans

Delinquencies - Numerator - Not seasonally adjusted - All loans and leases

Delinquencies - Numerator - Not seasonally adjusted - All real estate loans

Delinquencies - Numerator - Not seasonally adjusted - Commercial and industrial loans

Delinquencies - Numerator - Not seasonally adjusted - Commercial real estate loans

Delinquencies - Numerator - Not seasonally adjusted - Consumer credit card loans

Delinquencies - Numerator - Not seasonally adjusted - Consumer loans other than credit cards

Delinquencies - Numerator - Not seasonally adjusted - Farmland loans

Delinquencies - Numerator - Not seasonally adjusted - Leases

Delinquencies - Numerator - Not seasonally adjusted - Residential real estate loans